Closing-Day Packet — Cumberland County, New Jersey

Information from official sources, verified 2026-10-14
Generated 2026-11-03

Who to call

  • Deed recording / transfer

    Cumberland County Clerk (records deeds)

    Phone
    856-453-4860
    Website
    https://cumberlandcountyclerknj.gov/

    Verified against: https://www.nj.gov/nj/gov/county/counties.shtml · Verified 2026-10-14

  • County clerk / court records

    Cumberland County Clerk

    Phone
    856-453-4860
    Website
    https://cumberlandcountyclerknj.gov/

    Verified against: https://www.nj.gov/state/elections/vote-county-election-officials.shtml · Verified 2026-10-14

  • Pay or check property taxes

    Municipal tax collector (each municipality in Cumberland County)

    Phone
    Not yet verified — see Sources

    Verified against: https://www.nj.gov/dca/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Bridgeton City tax assessor (municipal; district 0601)

    Phone
    856-455-3230 ext. 208

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Commercial Twp tax assessor (municipal; district 0602)

    Phone
    856-785-3100 ext. 314

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Cumberland County Board of Taxation (county)

    Phone
    856-453-7425
    Website
    https://www.cumberlandcountynj.gov/taxation

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/CountyBoardsofTaxation.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Deerfield Twp tax assessor (municipal; district 0603)

    Phone
    856-455-3200

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Downe Twp tax assessor (municipal; district 0604)

    Phone
    856-447-3100

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Fairfield Twp tax assessor (municipal; district 0605)

    Phone
    856-453-3230 ext. 208

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Greenwich Twp tax assessor (municipal; district 0606)

    Phone
    856-455-3230 ext. 208

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Hopewell Twp tax assessor (municipal; district 0607)

    Phone
    856-455-1230 ext. 112

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Lawrence Twp tax assessor (municipal; district 0608)

    Phone
    856-447-3065

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Maurice River Twp tax assessor (municipal; district 0609)

    Phone
    856-785-1120 ext. 117

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Millville City tax assessor (municipal; district 0610)

    Phone
    856-825-7000 ext. 7280

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Shiloh Boro tax assessor (municipal; district 0611)

    Phone
    609-774-2098 ext. 112

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Stow Creek Twp tax assessor (municipal; district 0612)

    Phone
    609-774-2098

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Upper Deerfield Twp tax assessor (municipal; district 0613)

    Phone
    856-451-3148

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

  • Property tax assessment & appeals

    Vineland City tax assessor (municipal; district 0614)

    Phone
    856-794-4000 ext. 4287

    Verified against: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14

Also in this county (closing-adjacent)

  • Health department

    City of Vineland (local health department D0680)

    Phone
    856-794-4131
    Website
    https://www.vldhealth.org

    Verified against: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14

  • Health department

    Cumberland County Department of Health (local health department D0600)

    Phone
    856-327-7602
    Website
    https://www.ccdoh.org

    Verified against: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14

  • Building permits

    Bridgeton City construction office (municipal UCC enforcing agency; code 0601)

    Phone
    856-455-3230

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Commercial Twp construction office (municipal UCC enforcing agency; code 0602)

    Phone
    856-785-3100

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Deerfield Twp construction office (municipal UCC enforcing agency; code 0603)

    Phone
    856-455-3200

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Downe Twp construction office (municipal UCC enforcing agency; code 0604)

    Phone
    856-447-3100

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Fairfield Twp construction office (municipal UCC enforcing agency; code 0605)

    Phone
    856-453-3168

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Greenwich Twp construction office (municipal UCC enforcing agency; code 0606)

    Phone
    609-453-9181

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Hopewell Twp construction office (municipal UCC enforcing agency; code 0607)

    Phone
    856-453-9181

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Lawrence Twp construction office (municipal UCC enforcing agency; code 0608)

    Phone
    856-447-4554

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Maurice River Twp construction office (municipal UCC enforcing agency; code 0609)

    Phone
    856-785-1403

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Millville City construction office (municipal UCC enforcing agency; code 0610)

    Phone
    856-825-7000

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Shiloh Boro construction office (municipal UCC enforcing agency; code 0611)

    Phone
    856-455-3054

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Stow Creek Twp construction office (municipal UCC enforcing agency; code 0612)

    Phone
    856-935-2535

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Upper Deerfield Twp construction office (municipal UCC enforcing agency; code 0613)

    Phone
    856-455-9591

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

  • Building permits

    Vineland City construction office (municipal UCC enforcing agency; code 0614)

    Phone
    856-794-4000

    Verified against: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14

Statewide resources that cover Cumberland County

  • Land banks & land trusts

    NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance)

    Phone
    No phone published — see website
    Website
    https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf

    Verified against: https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf · Verified 2026-10-14

  • Building permits

    NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs

    Phone
    No phone published — see website
    Website
    https://www.nj.gov/dca/codes/offices/

    Verified against: https://www.nj.gov/dca/codes/offices/ · Verified 2026-10-14

  • State housing finance agency

    New Jersey Housing and Mortgage Finance Agency (NJHMFA)

    Phone
    No phone published — see website
    Website
    https://www.nj.gov/dca/hmfa/

    Verified against: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/ · Verified 2026-10-14

What to bring

  • government-issued photo ID for each person signing
  • the payment your closing agent specified, in the form they specified (confirm amount and method the day before)
  • signed copies of the purchase agreement and any amendments
  • proof of homeowner's insurance if your lender or closing agent asked for it
  • any document your closing agent, lender, or attorney listed in their closing instructions
  • a pen and this packet.

Transfer & recording facts — New Jersey

Who pays the transfer tax

For deeds submitted for recording on or after July 10, 2025, New Jersey places legal responsibility for transfer fees on the seller. A private contract may allocate payment differently; that does not change the seller’s statutory liability. The county recording officer still requires payment of the Realty Transfer Fee when it is owed.

According to NJ Division of Taxation.

Transfer tax rate or amount

Not yet verified — transfer tax

Recording prerequisite or required form

New Jersey’s GIT/REP forms are submitted at closing for deed recording, separately from Realty Transfer Fee paperwork. They establish whether a nonresident seller must prepay estimated Gross Income Tax. GIT/REP-3 is the Seller’s Residency Certification/Exemption.

According to NJ Division of Taxation.

Day-of checklist

  1. Morning: confirm time, place, amount, and payment method with your closing agent.
  2. Call the recording office above if any recording question is still open — do not assume it can be answered at the table.
  3. Bring ID and payment (§ What to bring).
  4. Read each document before signing; ask for any blank or changed figure to be explained before you sign.
  5. Get a copy of every signed document before you leave.
  6. Ask when and where the deed will be recorded, and how you will receive the recorded copy.
  7. After closing: keep the recorded deed, the settlement statement, and the tax office contact above together — property tax questions after closing go to the treasurer/tax office listed above.

Sources

  1. Cumberland County Clerk (records deeds) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/nj/gov/county/counties.shtml · Verified 2026-10-14
  2. Cumberland County Clerk — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/state/elections/vote-county-election-officials.shtml · Verified 2026-10-14
  3. Municipal tax collector (each municipality in Cumberland County) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf · Verified 2026-10-14
  4. Bridgeton City tax assessor (municipal; district 0601) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  5. Commercial Twp tax assessor (municipal; district 0602) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  6. Cumberland County Board of Taxation (county) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/CountyBoardsofTaxation.pdf · Verified 2026-10-14
  7. Deerfield Twp tax assessor (municipal; district 0603) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  8. Downe Twp tax assessor (municipal; district 0604) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  9. Fairfield Twp tax assessor (municipal; district 0605) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  10. Greenwich Twp tax assessor (municipal; district 0606) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  11. Hopewell Twp tax assessor (municipal; district 0607) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  12. Lawrence Twp tax assessor (municipal; district 0608) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  13. Maurice River Twp tax assessor (municipal; district 0609) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  14. Millville City tax assessor (municipal; district 0610) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  15. Shiloh Boro tax assessor (municipal; district 0611) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  16. Stow Creek Twp tax assessor (municipal; district 0612) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  17. Upper Deerfield Twp tax assessor (municipal; district 0613) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  18. Vineland City tax assessor (municipal; district 0614) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/treasury/taxation/pdf/lpt/assessor/statewidebycounty.pdf · Verified 2026-10-14
  19. City of Vineland (local health department D0680) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
  20. Cumberland County Department of Health (local health department D0600) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/health/lh/documents/Municipalities_LHDs.pdf · Verified 2026-10-14
  21. Bridgeton City construction office (municipal UCC enforcing agency; code 0601) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  22. Commercial Twp construction office (municipal UCC enforcing agency; code 0602) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  23. Deerfield Twp construction office (municipal UCC enforcing agency; code 0603) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  24. Downe Twp construction office (municipal UCC enforcing agency; code 0604) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  25. Fairfield Twp construction office (municipal UCC enforcing agency; code 0605) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  26. Greenwich Twp construction office (municipal UCC enforcing agency; code 0606) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  27. Hopewell Twp construction office (municipal UCC enforcing agency; code 0607) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  28. Lawrence Twp construction office (municipal UCC enforcing agency; code 0608) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  29. Maurice River Twp construction office (municipal UCC enforcing agency; code 0609) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  30. Millville City construction office (municipal UCC enforcing agency; code 0610) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  31. Shiloh Boro construction office (municipal UCC enforcing agency; code 0611) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  32. Stow Creek Twp construction office (municipal UCC enforcing agency; code 0612) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  33. Upper Deerfield Twp construction office (municipal UCC enforcing agency; code 0613) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  34. Vineland City construction office (municipal UCC enforcing agency; code 0614) — NJ_CALL_SHEET_1014.csv, county = "Cumberland" · Source: https://www.nj.gov/dca/codes/publications/pdf_ora/muniroster.pdf · Verified 2026-10-14
  35. NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance) — NJ_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://nj.gov/dca/dlgs/lfns/2025/2025-17.pdf · Verified 2026-10-14
  36. NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs — NJ_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.nj.gov/dca/codes/offices/ · Verified 2026-10-14
  37. New Jersey Housing and Mortgage Finance Agency (NJHMFA) — NJ_CALL_SHEET_1014.csv, county = "" · Source: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/ · Verified 2026-10-14
  38. nj-transfer_tax-guide-rtf-payment-20261020 — NJ Division of Taxation · https://www.nj.gov/treasury/taxation/pdf/other_forms/lpt/GraduatedPercentFeePolicies.pdf · Retrieved 2026-10-20
  39. nj-deed_recording-guide-gitrep-role-20261020 — NJ Division of Taxation · https://www.nj.gov/treasury/taxation/gitrepfaqs.shtml · Retrieved 2026-10-20
Closing-Day Packet — Cumberland County, New Jersey