Who do I call?
New Jersey
Verified offices and programs in New Jersey, each checked against an official source.
Counties in New Jersey
- Atlantic County (54)
- Bergen County (160)
- Burlington County (88)
- Camden County (84)
- Cape May County (41)
- Cumberland County (36)
- Essex County (71)
- Gloucester County (57)
- Hudson County (39)
- Hunterdon County (60)
- Mercer County (39)
- Middlesex County (63)
- Monmouth County (122)
- Morris County (96)
- Ocean County (76)
- Passaic County (46)
- Salem County (37)
- Somerset County (56)
- Sussex County (56)
- Union County (59)
- Warren County (51)
Statewide resources — New Jersey
State-level and regional listings that are not tied to one county in the verified data.
Down-payment & grant programs
New Jersey Housing and Mortgage Finance Agency (NJHMFA)
NJHMFA Down Payment Assistance Program (DPA)
- Down-payment & grant programs
New Jersey
No phone published — see website
WebsiteVerified against: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/
Verified 2026-10-14
New Jersey Housing and Mortgage Finance Agency (NJHMFA)
- Down-payment & grant programs
New Jersey
No phone published — see website
WebsiteVerified against: https://www.nj.gov/dca/hmfa/homebuyers-and-renters/homebuyers/
Verified 2026-10-14
Housing counseling (HUD-approved)
Affordable Housing Alliance of NJ
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Central Jersey Housing Resource Center
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Clarifi
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Consolidated Credit Solution, Inc.
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Consumer Credit and Budget Counseling
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Phone: 609-390-9652 | 888-738-8233
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Consumer Credit And Budget Counseling, Dba National Foundation For Debt Management
- Housing counseling (HUD-approved)
Marmora, New Jersey
Verified against: https://data.hud.gov/Housing_Counselor/search?AgencyName=&City=&State=NJ&RowLimit=&Services=&Languages=
Verified 2026-10-14
Housing Partnership
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Phone: 973-659-9222 ex.303
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Isles, Inc.
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Navicore
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
NJ Citizen Action
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Phone: 800-656-9637 | 973-643-8800
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Puerto Rican Action Board
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Tri-City Peoples Corporation
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Waterfront Project
NJHMFA Foreclosure Mediation Assistance Program partner
- Housing counseling (HUD-approved)
New Jersey
Verified against: https://www.nj.gov/dca/hmfa/homeowners/counselor/
Verified 2026-10-14
Permits & zoning
NJ DCA Division of Codes and Standards - Bureaus, Offices & Programs
- Permits & zoning
New Jersey
No phone published — see website
Website
Free legal help
Legal Services of New Jersey (LSNJ)
LSNJLAW Hotline
- Free legal help
New Jersey
No phone published — see website
Website
Housing nonprofits & Habitat
Cumberland County Habitat for Humanity
- Housing nonprofits & Habitat
Vineland, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/vineland/cumberland-county-habitat-humanity
Verified 2026-10-14
Gloucester County Habitat for Humanity
- Housing nonprofits & Habitat
Pitman, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/pitman/gloucester-county-habitat-humanity
Verified 2026-10-14
Greater Middlesex & Morris Habitat for Humanity
- Housing nonprofits & Habitat
Randolph, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/randolph/greater-middlesex-morris-habitat-humanity
Verified 2026-10-14
Habitat for Humanity Cape May County
- Housing nonprofits & Habitat
Cape May Court House, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/cape-may-court-house/habitat-humanity-cape-may-county
Verified 2026-10-14
Habitat for Humanity Northwest New Jersey
- Housing nonprofits & Habitat
Washington, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/washington/habitat-humanity-northwest-new-jersey
Verified 2026-10-14
Habitat for Humanity of Bergen County
- Housing nonprofits & Habitat
Westwood, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/westwood/habitat-humanity-bergen-county
Verified 2026-10-14
Habitat for Humanity of Greater Newark
- Housing nonprofits & Habitat
Newark, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/newark/habitat-humanity-greater-newark
Verified 2026-10-14
Habitat for Humanity of Salem County, New Jersey
- Housing nonprofits & Habitat
Carneys Point, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/carneys-point/habitat-humanity-salem-county-new-jersey
Verified 2026-10-14
Show all 35 statewide resources
Housing nonprofits & Habitat
Habitat for Humanity of South Central New Jersey
- Housing nonprofits & Habitat
Maple Shade, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/maple-shade/habitat-humanity-south-central-new-jersey
Verified 2026-10-14
Habitat for Humanity of Southern Ocean County
- Housing nonprofits & Habitat
West Creek, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/west-creek/habitat-humanity-southern-ocean-county
Verified 2026-10-14
Monmouth County Habitat for Humanity
- Housing nonprofits & Habitat
Wall, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/wall/monmouth-county-habitat-humanity
Verified 2026-10-14
Northern Ocean Habitat for Humanity
- Housing nonprofits & Habitat
Toms River, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/toms-river/northern-ocean-habitat-humanity
Verified 2026-10-14
Passaic County Habitat for Humanity
- Housing nonprofits & Habitat
Paterson, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/paterson/passaic-county-habitat-humanity
Verified 2026-10-14
Raritan Valley Habitat for Humanity
- Housing nonprofits & Habitat
Bedminster, New Jersey
No phone published — see website
WebsiteVerified against: https://www.habitat.org/nj/bedminster/raritan-valley-habitat-humanity
Verified 2026-10-14
Land banks
NJ DLGS Local Finance Notice 2025-17 (Land Bank Law guidance)
- Land banks
New Jersey
No phone published — see website
Website
Homebuyer & seller classes
New Jersey Real Estate Commission (Department of Banking and Insurance)
New Jersey Real Estate Commission
- Homebuyer & seller classes
New Jersey
No phone published — see website
Website
Other local help
New Jersey Housing and Mortgage Finance Agency (NJHMFA)
Foreclosure Mediation Assistance Program (FMAP)
- Other local help
New Jersey
No phone published — see website
WebsiteVerified against: https://www.nj.gov/dca/hmfa/homeowners/foreclosure-prevention
Verified 2026-10-14
New Jersey Judiciary
Residential Mortgage Foreclosure Mediation Program
- Other local help
New Jersey
No phone published — see website
WebsiteVerified against: https://www.njcourts.gov/courts/superior-court-clerks-office/foreclosure
Verified 2026-10-14
More for this state: New Jersey FSBO guide
Information only. Every listing shows the official source it was verified against and the date it was checked. If an office does not publish a phone number, none is shown.