User-operated instrument

Rent vs. buy

Compare modeled renter and owner costs across a horizon you set.

Comparison window

Comparison horizonRequiredmonthsMonthly rentRequiredAnnual rent changeOptional%Blank excludes rent growth from the model.

Purchase and loan

Purchase priceRequiredDown paymentRequiredAnnual mortgage rateRequired%Mortgage termRequiredmonths

Entered ownership costs

Monthly property taxOptionalMonthly insuranceOptionalMonthly HOAOptionalMonthly maintenanceOptionalPurchase closing costsOptionalHypothetical sale cost rateOptional%Annual home-value changeOptional%Blank excludes home-value change from the model.

Live model

Entered-value results

Enter the required rent, purchase, loan, and horizon values. Blank optional fields are excluded as zero.

Estimate only — informational output from the values entered here. Not a quote, guarantee, or approval. No database record is created.