User-operated instrument

Investment / rental

NOI, cap rate, cash-on-cash, and DSCR from rent, vacancy, expenses, cash invested, and debt service you enter.

Purchase priceRequiredMonthly rentRequiredVacancy rateRequired%Default often used in underwriting: 5%. Editable — not assumed silently.Operating expensesRequired%Percentage of effective gross income. Default often used: 30%.Cash investedOptionalDown payment + cash closing costs (or leave blank). Default: $0.Annual debt serviceOptionalTotal annual P&I (or leave blank). Default: $0.

Live model

Entered-value results

Enter purchase price, monthly rent, vacancy rate, and operating-expense rate. Cash invested and annual debt service are optional for CoC / DSCR.

Estimate only — informational output from the values entered here. Not a quote, guarantee, or approval. No database record is created.