User-operated instrument

Affordability

Compare income, debt, housing-cost, and DTI inputs in one calculation.

Gross monthly incomeRequiredMonthly debt paymentsOptionalBlank is calculated as $0.00.Front-end DTIRequired%Total DTIRequired%Down paymentOptionalBlank is calculated as $0.00.Annual interest rateRequired%Loan termRequiredmonthsMonthly property taxOptionalBlank excludes property tax.Monthly insuranceOptionalBlank excludes insurance.Monthly PMIOptionalBlank excludes PMI.Monthly HOAOptionalBlank excludes HOA dues.

Live model

Entered-value results

Enter monthly income, both DTI percentages, annual interest rate, and loan term to calculate the model.

Estimate only — informational output from the values entered here. Not a quote, guarantee, or approval. No database record is created.