Closing-Day Packet — Tioga County, New York
Information from official sources, verified 2026-10-14
Generated 2026-11-03
Who to call
Deed recording / transfer · County clerk / court records
Tioga County Clerk
- City
- Owego
- Phone
- (607) 687-8660
- Website
- https://www.tiogacountyny.com/departments/county-clerk/
Verified against: https://www.tiogacountyny.com/departments/county-clerk/ · Verified 2026-10-14
Pay or check property taxes
Tioga County Treasurer
- Phone
- (607) 687-8670
- Website
- https://www.tiogacountyny.com/departments/treasurer/
Verified against: https://www.tiogacountyny.com/departments/treasurer/ · Verified 2026-10-14
Property tax assessment & appeals
Tioga County Real Property Tax Services
- City
- Owego
- Phone
- (607) 687-8661
- Website
- https://www.tiogacountyny.com/departments/real-property-assessment-rolls/
Verified against: https://www.tiogacountyny.com/departments/real-property-assessment-rolls/ · Verified 2026-10-14
Also in this county (closing-adjacent)
Floodplain & flood maps
NYSDEC Region 7 South Floodplain Management Coordinator (state)
- City
- Kirkwood
- Phone
- (607) 775-2545
Verified against: https://dec.ny.gov/sites/default/files/2024-07/fpmgmtcoordinators.pdf · Verified 2026-10-14
Health department
Tioga County Health Department
- City
- Owego
- Phone
- (607) 687-8565
- Website
- https://www.tiogacountyny.com/departments/public-health/
Verified against: https://health.ny.gov/environmental/water/drinking/ctyadd1.htm · Verified 2026-10-14
Zoning
Tioga County Planning Board
- Phone
- No phone published — see website
- Website
- https://www.tiogacountyny.com/departments/economic-development-planning/events-and-meetings/2026/county-planning-board-2026-meetings/county-planning-board-2026-meetings//eventModal
Verified against: https://www.tiogacountyny.com/departments/economic-development-planning/events-and-meetings/2026/county-planning-board-2026-meetings/county-planning-board-2026-meetings//eventModal · Verified 2026-10-14
Statewide resources that cover Tioga County
Property tax assessment & appeals
NYS Tax Department - STAR registration
- Phone
- No phone published — see website
- Website
- https://www.tax.ny.gov/pit/property/star/
Verified against: https://www.tax.ny.gov/pit/property/star/ · Verified 2026-10-14
Property tax assessment & appeals
NYS Tax Department ORPTS - County directors of real property tax services
- Phone
- No phone published — see website
- Website
- https://www.tax.ny.gov/pit/property/learn/codirectors.htm
Verified against: https://www.tax.ny.gov/pit/property/learn/codirectors.htm · Verified 2026-10-14
Floodplain & flood maps
NYSDEC Bureau of Flood Protection and Dam Safety - Floodplain Management (NFIP State Coordinator)
- Phone
- (518) 402-8185
- Website
- https://dec.ny.gov/sites/default/files/2024-07/fpmgmtcoordinators.pdf
Verified against: https://dec.ny.gov/sites/default/files/2024-07/fpmgmtcoordinators.pdf · Verified 2026-10-14
Unclaimed property
Office of the NYS Comptroller - Unclaimed Funds
- Phone
- No phone published — see website
- Website
- https://www.osc.ny.gov/unclaimed-funds
Verified against: https://www.osc.ny.gov/unclaimed-funds · Verified 2026-10-14
State housing finance agency
State of New York Mortgage Agency (SONYMA), NYS Homes and Community Renewal
- Phone
- No phone published — see website
- Website
- https://hcr.ny.gov/low-interest-rate-program
Verified against: https://hcr.ny.gov/low-interest-rate-program · Verified 2026-10-14
State records portal
NYS Tax Department ORPTS - real property transfer data
- Phone
- No phone published — see website
- Website
- https://www.tax.ny.gov/research/property/assess/sales/
Verified against: https://www.tax.ny.gov/research/property/assess/sales/ · Verified 2026-10-14
What to bring
- government-issued photo ID for each person signing
- the payment your closing agent specified, in the form they specified (confirm amount and method the day before)
- signed copies of the purchase agreement and any amendments
- proof of homeowner's insurance if your lender or closing agent asked for it
- any document your closing agent, lender, or attorney listed in their closing instructions
- a pen and this packet.
Transfer & recording facts — New York
Who pays the transfer tax
Not yet verified — transfer tax
Transfer tax rate or amount
Not yet verified — transfer tax
Recording prerequisite or required form
Not yet verified — deed recording
Day-of checklist
- Morning: confirm time, place, amount, and payment method with your closing agent.
- Call the recording office above if any recording question is still open — do not assume it can be answered at the table.
- Bring ID and payment (§ What to bring).
- Read each document before signing; ask for any blank or changed figure to be explained before you sign.
- Get a copy of every signed document before you leave.
- Ask when and where the deed will be recorded, and how you will receive the recorded copy.
- After closing: keep the recorded deed, the settlement statement, and the tax office contact above together — property tax questions after closing go to the treasurer/tax office listed above.
Sources
- Tioga County Clerk — NY_CALL_SHEET_1014.csv, county = "Tioga" · Source: https://www.tiogacountyny.com/departments/county-clerk/ · Verified 2026-10-14
- Tioga County Treasurer — NY_CALL_SHEET_1014.csv, county = "Tioga" · Source: https://www.tiogacountyny.com/departments/treasurer/ · Verified 2026-10-14
- Tioga County Real Property Tax Services — NY_CALL_SHEET_1014.csv, county = "Tioga" · Source: https://www.tiogacountyny.com/departments/real-property-assessment-rolls/ · Verified 2026-10-14
- NYSDEC Region 7 South Floodplain Management Coordinator (state) — NY_CALL_SHEET_1014.csv, county = "Tioga" · Source: https://dec.ny.gov/sites/default/files/2024-07/fpmgmtcoordinators.pdf · Verified 2026-10-14
- Tioga County Health Department — NY_CALL_SHEET_1014.csv, county = "Tioga" · Source: https://health.ny.gov/environmental/water/drinking/ctyadd1.htm · Verified 2026-10-14
- Tioga County Planning Board — NY_CALL_SHEET_1014.csv, county = "Tioga" · Source: https://www.tiogacountyny.com/departments/economic-development-planning/events-and-meetings/2026/county-planning-board-2026-meetings/county-planning-board-2026-meetings//eventModal · Verified 2026-10-14
- NYS Tax Department - STAR registration — NY_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.tax.ny.gov/pit/property/star/ · Verified 2026-10-14
- NYS Tax Department ORPTS - County directors of real property tax services — NY_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.tax.ny.gov/pit/property/learn/codirectors.htm · Verified 2026-10-14
- NYSDEC Bureau of Flood Protection and Dam Safety - Floodplain Management (NFIP State Coordinator) — NY_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://dec.ny.gov/sites/default/files/2024-07/fpmgmtcoordinators.pdf · Verified 2026-10-14
- Office of the NYS Comptroller - Unclaimed Funds — NY_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.osc.ny.gov/unclaimed-funds · Verified 2026-10-14
- State of New York Mortgage Agency (SONYMA), NYS Homes and Community Renewal — NY_CALL_SHEET_1014.csv, county = "" · Source: https://hcr.ny.gov/low-interest-rate-program · Verified 2026-10-14
- NYS Tax Department ORPTS - real property transfer data — NY_CALL_SHEET_1014.csv, county = "STATEWIDE" · Source: https://www.tax.ny.gov/research/property/assess/sales/ · Verified 2026-10-14