REDBO · For sale by owner
Selling your home without an agent inMadison, Wisconsin
What the steps look like, what commonly comes up at closing, and the homes already on REDBO in Madison, Wisconsin. REDBO does not practice law.
Homes on REDBO in Madison, Wisconsin
There are no REDBO homes here right now.
Resources for Madison, Wisconsin
Seller disclosure
Wis. Stat. § 709.02(1), operative sentence
For a covered Wisconsin sale or option, the owner must furnish the prospective buyer the applicable completed § 709.03 or § 709.033 report no later than ten days after contract acceptance, subject to § 709.035.
Source: Wisconsin Legislature · Retrieved 2026-07-21
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Wis. Stat. § 709.02(1), second sentence
A covered Wisconsin buyer who does not receive the report within ten days may rescind by written notice within two business days after that ten-day period and is entitled to return of deposits or option fees.
Source: Wisconsin Legislature · Retrieved 2026-07-21
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Wis. Stat. § 709.05(1), operative clause
When the exact § 709.05 conditions are met for a report containing a qualifying defect disclosure, a Wisconsin buyer may rescind in writing within two business days after receipt without liability and recover deposits or option fees.
Source: Wisconsin Legislature · Retrieved 2026-07-21
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Wis. Stat. § 709.05(3)
A Wisconsin § 709.05 rescission is timely when delivered to the owner or owner’s agent within two business days after the buyer or buyer’s agent receives the report, amended report, or amendment.
Source: Wisconsin Legislature · Retrieved 2026-07-21
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Lead paint
42 U.S.C. § 4851b(27)
Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(B)
Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(C)
For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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Timeline
MGO 41.17(7)
Applies in Madison city
A Certificate of Approval expires two years after issuance unless a building permit is obtained within that period.
Source: City of Madison · Retrieved 2026-07-22
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Other local and state resources
Landmarks Commission > Ordinance update
Applies in Madison city
Madison’s 2025 ordinance update changed the local approval terminology from “Certificate of Appropriateness” to “Certificate of Approval.”
Source: City of Madison Planning Division · Retrieved 2026-07-22
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Landmarks Commission > Ordinance update
Applies in Madison city
The City reports that the Common Council-approved 2025 historic-preservation amendments took effect June 27, 2025.
Source: City of Madison Planning Division · Retrieved 2026-07-22
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Madison’s Historic Preservation Program
Applies in Madison city
Madison describes its National Register districts as honorary and managed by state and federal preservation authorities, distinct from local districts and landmarks regulated by the Madison Landmarks Commission.
Source: City of Madison Planning Division · Retrieved 2026-07-22
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MGO 41.09(1)
Applies in Madison city
Madison requires a Certificate of Approval before adding a structure to a landmark or landmark site, materially altering a landmark or its exterior, demolishing or relocating it, installing an exterior sign, or completing a listed potentially impairing land division or voluntary easement.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.12
Applies in Madison city
Within a Madison historic district, a Certificate of Approval is required before new construction, material exterior alteration, demolition or relocation, sign installation, or a listed potentially distracting lot division, consolidation, or voluntary easement.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.16
Applies in Madison city
MGO 41.16 requires a Certificate of Approval for every action identified in MGO 41.09 and 41.12.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(3)(a)-(f)
Applies in Madison city
A Landmarks Commission public hearing is required for the listed projects, including landmark or district demolition/removal, a new principal structure, an accessory structure over 150 square feet excluding decks and open porches, land divisions or combinations, and a covered exterior footprint increase over 150 square feet.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(4)
Applies in Madison city
Projects not requiring a public hearing may be assigned to the Preservation Planner for administrative approval or denial only under written policies adopted by the Landmarks Commission.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(5)
Applies in Madison city
The determination period may be extended by another 60 days with the applicant’s written agreement.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(5)
Applies in Madison city
Failure to approve or deny within the determination period is deemed a denial on the period’s last day.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(5)
Applies in Madison city
Within 60 days after the completeness finding, the Preservation Planner or Landmarks Commission must approve, conditionally approve, or deny the Certificate of Approval application under the applicable standards.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(6)
Applies in Madison city
After an application is approved, the Preservation Planner issues the Certificate of Approval to the property owner.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(8)
Applies in Madison city
After conditional Landmarks Commission approval, an applicant has one year to meet the conditions and secure the Certificate of Approval.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.17(9)
Applies in Madison city
If approved plans still meet the Commission’s conditions after a certificate expires, the Preservation Planner may, after consulting the district alder, extend approval up to 12 months from expiration.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.18(1)(a)
Applies in Madison city
Exterior alteration to a designated Madison landmark must meet the Secretary of the Interior’s Standards for Rehabilitation to receive a Certificate of Approval.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.18(1)(c)
Applies in Madison city
Exterior alteration or construction in a Madison historic district must meet that district’s adopted standards and guidelines to receive a Certificate of Approval.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.20(2)
Applies in Madison city
An eligible appellant must file a Certificate of Approval or variance appeal petition with the City Clerk within 14 days after the Landmarks Commission’s final decision.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.21(1)
Applies in Madison city
The Building Inspector may not issue a permit for an action requiring a Certificate of Approval unless the Commission has approved and the Preservation Planner or designee has issued the certificate.
Source: City of Madison · Retrieved 2026-07-22
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MGO 41.21(3)
Applies in Madison city
The Landmarks Commission may order removal or modification of covered work done without a required Certificate of Approval or contrary to certificate conditions, or instead order renovation to bring the work into compliance.
Source: City of Madison · Retrieved 2026-07-22
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Selling without an agent: the steps, in order
Price the home
Look at recent nearby sales and homes currently for sale, then choose a price you can explain.
Prepare and photograph it
Clean, repair the obvious, and take bright, honest photos of every room.
Publish your listing
Put the home in front of buyers with a full description and photos. On REDBO you publish it yourself; on an MLS package, the partner broker places it on your local MLS.
Handle showings and questions
Answer buyer inquiries and set up showings on times that suit you.
Review offers
Compare price, financing, deposit and timing, and negotiate the terms you want.
Sign the purchase agreement
Put the agreed terms in writing. Ask a local attorney or title company to review before you sign.
Inspection, appraisal and financing
The buyer completes their checks while you respond to repair and paperwork requests.
Close
A title company, escrow company or attorney, depending on where you live, records the transfer and pays you.
How long each step takes depends on the home, the price and the buyer’s financing. REDBO does not publish a typical number of days for this area because it has not sourced one.
What commonly comes up at closing
Costs that commonly come up when a sale closes:
- Title search, title insurance and escrow or attorney fees
- Recording fees for the new deed
- Transfer or documentary taxes, where a state or locality charges them
- Property taxes and other charges divided between buyer and seller on the closing date
- Any buyer-agent compensation you agree to offer
- Payoff of your existing mortgage, if you have one
Amounts and rules differ by state and locality. Ask a title company or attorney for an itemized estimate before you set your price.