REDBO · For sale by owner
Selling your home without an agent inManchester, New Hampshire
What the steps look like, what commonly comes up at closing, and the homes already on REDBO in Manchester, New Hampshire. REDBO does not practice law.
Homes on REDBO in Manchester, New Hampshire
1 home on REDBO
Resources for Manchester, New Hampshire
Seller disclosure
N.H. Rev. Stat. Ann. § 477:4-a(I)
A New Hampshire buyer receiving the § 477:4-a statutory notification must acknowledge receipt by signing a copy.
Source: New Hampshire General Court · Retrieved 2026-07-21
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N.H. Rev. Stat. Ann. § 477:4-d(I)
Before or while an offer is prepared for New Hampshire real property used or proposed for use as a one-to-four-family dwelling, the seller must disclose the information required by § 477:4-d in writing to the buyer.
Source: New Hampshire General Court · Retrieved 2026-07-21
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N.H. Rev. Stat. Ann. § 477:4-d(II)
When required private-water, private-sewage, or insulation information is unavailable, a covered New Hampshire seller must convey that fact in writing.
Source: New Hampshire General Court · Retrieved 2026-07-21
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Lead paint
42 U.S.C. § 4851b(27)
Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(B)
Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(C)
For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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HOA and condominium
N.H. Rev. Stat. Ann. § 477:4-f
Before or while an offer for a New Hampshire condominium unit is prepared, the seller must give written notice that the buyer may obtain the information identified in RSA 356-B:58(I) from the unit owners’ association.
Source: New Hampshire General Court · Retrieved 2026-07-21
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Other local and state resources
N.H. Rev. Stat. Ann. § 477:4-a(I)
Before executing a purchase-and-sale contract for New Hampshire real property that includes a building, the seller or seller’s agent must provide the buyer the statutory § 477:4-a notification.
Source: New Hampshire General Court · Retrieved 2026-07-21
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Manchester Code § 150.100
Applies in Manchester city
Manchester prohibits operating a rooming house or renting, offering for rent, or allowing occupancy of a dwelling, unit, or condominium without a Certificate of Compliance, interim rental permit, or transfer permit unless an exemption applies.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.101(A)
Applies in Manchester city
The Chapter 150 certificate exception can apply to a structure with no more than four dwelling units when an owner unit has continuously been that owner’s principal residence since September 2, 1986.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.101(B)
Applies in Manchester city
The owner-occupied Chapter 150 exception terminates automatically upon sale or other transfer of the property.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.106
Applies in Manchester city
Manchester Certificates of Compliance have a three-year term.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.106
Applies in Manchester city
The owner must apply to renew a Manchester Certificate of Compliance at least thirty days before expiration.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.109(A)
Applies in Manchester city
Covered rental property being rented, offered for rent, or occupied may not be bought or sold without a Certificate of Compliance or transfer permit; the rule excludes real-estate mortgages but includes foreclosure sales.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.109(B)
Applies in Manchester city
When covered rental property has a Certificate of Compliance, an assignment application and fee must be filed with the Department before the property is bought, sold, or otherwise transferred.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.109(C)
Applies in Manchester city
Manchester requires a separate assignment application for each listed dwelling or unit type, and the assigned certificate retains the prior certificate’s expiration date.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.110(A)
Applies in Manchester city
The Department may issue a transfer permit instead of a Certificate of Compliance under § 150.109(A), subject to terms and conditions.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.110(A)(2)
Applies in Manchester city
The code identifies foreclosure, deed-in-lieu, bankruptcy, and other distress sales as circumstances in which a discretionary transfer permit may be issued.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.110(B)
Applies in Manchester city
A transfer-permit application ordinarily must be signed by all sellers and buyers.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.114(A)(7)(a)
Applies in Manchester city
The code lists a $250 transfer-permit fee for one to four dwelling or rooming units.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.114(A)(7)(b)
Applies in Manchester city
The code lists a $500 transfer-permit fee for five to eight dwelling or rooming units.
Source: City of Manchester · Retrieved 2026-07-22
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Manchester Code § 150.114(A)(7)(c)
Applies in Manchester city
For a transfer permit covering more than eight units, the code adds $50 for each unit above eight.
Source: City of Manchester · Retrieved 2026-07-22
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Selling without an agent: the steps, in order
Price the home
Look at recent nearby sales and homes currently for sale, then choose a price you can explain.
Prepare and photograph it
Clean, repair the obvious, and take bright, honest photos of every room.
Publish your listing
Put the home in front of buyers with a full description and photos. On REDBO you publish it yourself; on an MLS package, the partner broker places it on your local MLS.
Handle showings and questions
Answer buyer inquiries and set up showings on times that suit you.
Review offers
Compare price, financing, deposit and timing, and negotiate the terms you want.
Sign the purchase agreement
Put the agreed terms in writing. Ask a local attorney or title company to review before you sign.
Inspection, appraisal and financing
The buyer completes their checks while you respond to repair and paperwork requests.
Close
A title company, escrow company or attorney, depending on where you live, records the transfer and pays you.
How long each step takes depends on the home, the price and the buyer’s financing. REDBO does not publish a typical number of days for this area because it has not sourced one.
What commonly comes up at closing
Costs that commonly come up when a sale closes:
- Title search, title insurance and escrow or attorney fees
- Recording fees for the new deed
- Transfer or documentary taxes, where a state or locality charges them
- Property taxes and other charges divided between buyer and seller on the closing date
- Any buyer-agent compensation you agree to offer
- Payoff of your existing mortgage, if you have one
Amounts and rules differ by state and locality. Ask a title company or attorney for an itemized estimate before you set your price.