REDBO · For sale by owner
Selling your home without an agent inMissouri
What the steps look like, what commonly comes up at closing, and the homes already on REDBO in Missouri. REDBO does not practice law.
Homes on REDBO in Missouri
311 homes on REDBO
- $465,0001963 N Grindstone AveSpringfield, MO4 bd · 3 ba · 2,280 sqft
- $430,00021156 W 332nd StBethany, MO3 bd · 3 ba · 2,688 sqft
- $650,0004626 E Farm Road 166Springfield, MO4 bd · 4 ba · 3,432 sqft
- $339,90012 S Kern DrO Fallon, MO3 bd · 4 ba · 1,226 sqft
- $475,0001075 Carie LnLake Ozark, MO5 bd · 3 ba · 2,840 sqft
- $212,000108 Linn DrSte Genevieve, MO1,900 sqft
- $514,9005053 Highway 43Seneca, MO5 bd · 3 ba · 2,800 sqft
- $285,000938 Post Oak RdWillow Springs, MO4 bd · 3 ba · 1,800 sqft
- $389,0001752 Engelwood DrJefferson City, MO4 bd · 5 ba · 3,218 sqft
- $500,0003257 Bentwater PlSaint Charles, MO5 bd · 4 ba · 2,800 sqft
- $1,475,0002563 Wild Horse TrlCape Girardeau, MO6 bd · 5 ba · 5,860 sqft
- $423,00023510 E 11th Ter SIndependence, MO
Resources for Missouri
Seller disclosure
RSMo § 260.213
A person who knowingly sells, conveys, or transfers property containing a permitted or unpermitted solid-waste disposal site or demolition landfill must disclose the site’s existence and location early in negotiations and notify the buyer that the buyer may assume state remedial-action liability.
Source: Missouri Revisor of Statutes · Retrieved 2026-07-20
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RSMo § 442.606.1
A Missouri seller or transferor who knows that real property is or was used for methamphetamine production must disclose that production in writing to the buyer or transferee.
Source: Missouri Revisor of Statutes · Retrieved 2026-07-20
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RSMo § 442.606.2
A Missouri seller or transferor who knew or should have known of a listed methamphetamine-related conviction must disclose in writing when the premises was the convicted person’s residence or the storage site or laboratory for the substances tied to the conviction.
Source: Missouri Revisor of Statutes · Retrieved 2026-07-20
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Lead paint
42 U.S.C. § 4851b(27)
Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(B)
Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(C)
For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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Licensing commission
RSMo § 339.730.3
When a Missouri licensee acts as the seller’s agent, the licensee must disclose to the customer all adverse material facts actually known or that should have been known by the licensee, but has no duty under this subsection to inspect, discover, or independently verify.
Source: Missouri Revisor of Statutes · Retrieved 2026-07-20
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Other local and state resources
RSMo § 436.345
Since August 28, 2024, Missouri political subdivisions may not require a property owner to obtain a residential home inspection before sale, but the statute preserves inspection requirements for new construction and occupancy permits.
Source: Missouri Revisor of Statutes · Retrieved 2026-07-20
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City guidance > fees
Applies in St. Louis city
The City currently lists a $120 application fee and a $200 fee when a resident is found occupying a dwelling without a current Certificate of Inspection.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > instructions
Applies in St. Louis city
The City currently schedules the inspection no earlier than three business days and no later than 15 days after application.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > overview
Applies in St. Louis city
The City cautions that its Housing Conservation inspection is not a guarantee or warranty of the building or its systems.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > overview
Applies in St. Louis city
Current City guidance states that all property in St. Louis lies in a Housing Conservation District.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > overview
Applies in St. Louis city
For a residential sale, current City guidance requires a Certificate of Inspection before the unit may be occupied.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > overview
Applies in St. Louis city
The City describes its Ordinance 71835 inspection as checking minimal interior code violations and minimum exterior International Property Maintenance Code standards.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > preparation
Applies in St. Louis city
The City lists occupancy of a vacant residential unit as a Certificate of Inspection trigger.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > preparation
Applies in St. Louis city
Current City guidance states that a Certificate of Inspection is valid for 12 months.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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City guidance > preparation
Applies in St. Louis city
The City lists a sale of an occupied structure as requiring the certificate route when no Certificate of Inspection was issued during the prior 12 months.
Source: City of St. Louis Building Division · Retrieved 2026-07-21
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Selling without an agent: the steps, in order
Price the home
Look at recent nearby sales and homes currently for sale, then choose a price you can explain.
Prepare and photograph it
Clean, repair the obvious, and take bright, honest photos of every room.
Publish your listing
Put the home in front of buyers with a full description and photos. On REDBO you publish it yourself; on an MLS package, the partner broker places it on your local MLS.
Handle showings and questions
Answer buyer inquiries and set up showings on times that suit you.
Review offers
Compare price, financing, deposit and timing, and negotiate the terms you want.
Sign the purchase agreement
Put the agreed terms in writing. Ask a local attorney or title company to review before you sign.
Inspection, appraisal and financing
The buyer completes their checks while you respond to repair and paperwork requests.
Close
A title company, escrow company or attorney, depending on where you live, records the transfer and pays you.
How long each step takes depends on the home, the price and the buyer’s financing. REDBO does not publish a typical number of days for this area because it has not sourced one.
What commonly comes up at closing
Costs that commonly come up when a sale closes:
- Title search, title insurance and escrow or attorney fees
- Recording fees for the new deed
- Transfer or documentary taxes, where a state or locality charges them
- Property taxes and other charges divided between buyer and seller on the closing date
- Any buyer-agent compensation you agree to offer
- Payoff of your existing mortgage, if you have one
Amounts and rules differ by state and locality. Ask a title company or attorney for an itemized estimate before you set your price.