REDBO · For sale by owner
Selling your home without an agent inMinnesota
What the steps look like, what commonly comes up at closing, and the homes already on REDBO in Minnesota. REDBO does not practice law.
Homes on REDBO in Minnesota
154 homes on REDBO
- $360,0001024 E Orchard StBelle Plaine, MN3 bd · 2 ba · 1,770 sqft
- $362,000763 Whisperwood Ct SWBemidji, MN3 bd · 2 ba · 1,658 sqft
- $2,699,0004304 Cottage Park RdWhite Bear Lake, MN3 bd · 4 ba · 3,500 sqft
- $775,00023797 Highway 43Winona, MN3 bd · 2 ba · 3,300 sqft
- $589,90015491 Shoreline DrLittle Falls, MN4 bd · 2 ba · 3,762 sqft
- $259,900208 Dakota AveHoffman, MN3 bd · 2 ba · 1,290 sqft
- $959,00033617 Charlie Trapp RdDent, MN5 bd · 3 ba · 2,500 sqft
- $445,000200 Victory AveSartell, MN3 bd · 2 ba · 2,927 sqft
- $150,000831 South AveNorth Mankato, MN3 bd · 2 ba · 1,423 sqft
- $449,99936279 Cavanaugh RdCohasset, MN4 bd · 3 ba · 2,800 sqft
- $209,500351 1st Ave NEWells, MN3 bd · 2 ba · 1,421 sqft
- $180,000124 2nd St NEWadena, MN2 bd · 1 ba · 1,872 sqft
Resources for Minnesota
Seller disclosure
Minn. Stat. § 513.53
Minnesota’s seller-disclosure requirements apply to covered transfers of residential real estate, subject to the exceptions in § 513.54.
Source: Minnesota Office of the Revisor of Statutes · Retrieved 2026-07-20
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Minn. Stat. § 513.55, subd. 1(a)
Before signing an agreement to sell or transfer covered Minnesota residential real property, the seller must provide the prospective buyer a written disclosure of known material facts that could adversely and significantly affect ordinary use and enjoyment or a known intended use.
Source: Minnesota Office of the Revisor of Statutes · Retrieved 2026-07-20
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Minn. Stat. § 513.57, subd. 2
A person injured by a qualifying Minnesota seller-disclosure violation may bring a civil action for damages and court-determined equitable relief; an action under subdivision 2 must be commenced within two years after closing.
Source: Minnesota Office of the Revisor of Statutes · Retrieved 2026-07-20
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Minn. Stat. § 513.58, subd. 1
If a Minnesota seller learns that the required disclosure was inaccurate, the seller must notify the prospective buyer in writing as soon as reasonably possible and before closing.
Source: Minnesota Office of the Revisor of Statutes · Retrieved 2026-07-20
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Lead paint
42 U.S.C. § 4851b(27)
Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(B)
Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(C)
For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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Timeline
Minneapolis TISH > properties needing evaluation
Applies in Minneapolis city
For a covered property, Minneapolis requires a full Truth in Housing report before the property can be shown.
Source: City of Minneapolis · Retrieved 2026-07-21
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Other local and state resources
Minneapolis TISH > Certificate of Code Compliance
Applies in Minneapolis city
The City states that its Certificate of Code Compliance route is good for up to one year after issuance.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > Certificate of Occupancy
Applies in Minneapolis city
The City states that its Certificate of Occupancy route is good for one sale after issuance.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > overview
Applies in Minneapolis city
Minneapolis requires a housing evaluation when a covered house is sold.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > properties needing evaluation
Applies in Minneapolis city
The City limits the TISH evaluation property list to specified types and routes property classification to that list.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > properties not needing evaluation
Applies in Minneapolis city
Minneapolis identifies City-issued certificate routes under which a property does not need a TISH report.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > property list
Applies in Minneapolis city
Minneapolis lists single-family houses as properties needing a TISH evaluation before sale.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > property list
Applies in Minneapolis city
Minneapolis lists duplexes as properties needing a TISH evaluation before sale.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > property list
Applies in Minneapolis city
Minneapolis lists townhouses as properties needing a TISH evaluation before sale.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > property list
Applies in Minneapolis city
Minneapolis lists first-time condominium conversions as properties needing a TISH evaluation before sale.
Source: City of Minneapolis · Retrieved 2026-07-21
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Minneapolis TISH > types of sales
Applies in Minneapolis city
Minneapolis expressly lists contract-for-deed transactions among sale types requiring a TISH report when the property is covered.
Source: City of Minneapolis · Retrieved 2026-07-21
Verify at the source · Report an error
Minneapolis TISH > types of sales
Applies in Minneapolis city
Minneapolis expressly lists sale by owner as a transaction requiring a TISH report when the property is covered.
Source: City of Minneapolis · Retrieved 2026-07-21
Verify at the source · Report an error
Selling without an agent: the steps, in order
Price the home
Look at recent nearby sales and homes currently for sale, then choose a price you can explain.
Prepare and photograph it
Clean, repair the obvious, and take bright, honest photos of every room.
Publish your listing
Put the home in front of buyers with a full description and photos. On REDBO you publish it yourself; on an MLS package, the partner broker places it on your local MLS.
Handle showings and questions
Answer buyer inquiries and set up showings on times that suit you.
Review offers
Compare price, financing, deposit and timing, and negotiate the terms you want.
Sign the purchase agreement
Put the agreed terms in writing. Ask a local attorney or title company to review before you sign.
Inspection, appraisal and financing
The buyer completes their checks while you respond to repair and paperwork requests.
Close
A title company, escrow company or attorney, depending on where you live, records the transfer and pays you.
How long each step takes depends on the home, the price and the buyer’s financing. REDBO does not publish a typical number of days for this area because it has not sourced one.
What commonly comes up at closing
Costs that commonly come up when a sale closes:
- Title search, title insurance and escrow or attorney fees
- Recording fees for the new deed
- Transfer or documentary taxes, where a state or locality charges them
- Property taxes and other charges divided between buyer and seller on the closing date
- Any buyer-agent compensation you agree to offer
- Payoff of your existing mortgage, if you have one
Amounts and rules differ by state and locality. Ask a title company or attorney for an itemized estimate before you set your price.