Selling your home without an agent inCrestview, Florida

Ch. 2025-166, § 6

Florida Chapter 2025-166 took effect October 1, 2025.

Fla. Stat. § 161.57(2)

For property partially or totally seaward of the coastal construction control line, the seller must give the statutory written coastal disclosure to the prospective purchaser at or before both parties execute the sale contract.

Fla. Stat. § 161.57(3)

Unless the purchaser waives it in writing, a covered coastal seller must provide an affidavit or Chapter 472 survey delineating the coastal construction control line at or before closing.

Fla. Stat. § 161.57(4)

Section 161.57 states that failure to deliver its disclosure, affidavit, or survey does not itself impair contract enforceability, create a purchaser rescission right, or impair conveyed title.

Fla. Stat. § 404.056(5)

At least one document, form, or application executed at or before a contract to sell and purchase any Florida building must provide the statutory radon notification.

Fla. Stat. § 404.056(5)

The § 404.056(5) notification requirement does not apply to residential transient occupancy described in § 509.013(12) when the occupancy is forty-five days or less.

Fla. Stat. § 627.7073(2)

When an insurer pays a sinkhole-loss claim, § 627.7073 requires specified reports, certifications, owner and property information, and payment amount to be filed with the county clerk for recording.

Fla. Stat. § 627.7073(2)(c)

Before closing, a Florida seller must tell the buyer when the seller made a sinkhole claim on the property that the insurer paid and whether all proceeds were used to repair the sinkhole damage.

Fla. Stat. § 689.25(1)(a)

Florida treats an occupant’s HIV infection or AIDS diagnosis as not a material fact that must be disclosed in a real estate transaction.

Fla. Stat. § 689.25(1)(b)

Florida treats the fact or suspicion that property was the site of a homicide, suicide, or death as not a material fact that must be disclosed in a real estate transaction.

Fla. Stat. § 689.29(1)

A seller within § 689.29’s special definition must provide the statutory subsurface-rights summary at or before contract execution when the seller or a related entity has severed, retained, or will sever or retain subsurface rights or a right of entry.

Fla. Stat. § 689.29(2)

When the § 689.29 summary is separate from the sale contract, the contract must refer to and incorporate it and prominently direct the purchaser to read it before executing the contract.

Fla. Stat. § 689.29(3)(a)

For § 689.29, “seller” is limited to residentially zoned property on which a new dwelling is being built, will be built under the sale contract, or has been built since the property’s last transfer.

Fla. Stat. § 689.301

Before a Florida real-property sale contract is executed, a seller must disclose any known defect in the property’s privately owned sanitary sewer lateral to the prospective purchaser.

Fla. Stat. § 689.302

A Florida seller must complete and provide the statutory flood disclosure to a purchaser of residential real property no later than execution of the sales contract.

Fla. Stat. § 689.302

A Florida residential seller must complete and give the statutory flood disclosure to the purchaser at or before execution of the sales contract.

Fla. Stat. § 689.302(1)

The current Florida flood disclosure asks whether the seller knows of flooding that damaged the property during the seller’s ownership.

Fla. Stat. § 689.302(2)

The current Florida flood disclosure asks whether the seller filed an insurance claim relating to flood damage on the property, including a National Flood Insurance Program claim.

Fla. Stat. § 689.302(3)

The current Florida flood disclosure asks whether the seller received flood-damage assistance for the property, including FEMA assistance.

Lorber, 327 So. 3d at 302 (quoting Johnson v. Davis)

A Florida home seller who knows facts materially affecting the property’s value must disclose them when they are not readily observable and are not known to the buyer.

Florida DOR > Deeds > liability

Florida DOR states that all parties to the taxable document are liable for documentary stamp tax regardless of their private agreement about who pays; if one party is exempt, a nonexempt party must pay.

Florida DOR > Deeds and Other Documents

Florida documentary stamp tax applies to deeds and other documents transferring an interest in Florida real property, regardless of where the document is signed and delivered.

Fla. Stat. § 689.261(1)

A prospective Florida residential purchaser must receive the statutory property-tax disclosure summary at or before execution of the sale contract.

Fla. Stat. § 689.261(1)

A prospective purchaser of Florida residential property must receive the statutory property-tax disclosure summary at or before execution of the sale contract.

Fla. Stat. § 689.261(2)

When the property-tax disclosure summary is not included in the sale contract, the seller must provide it.

Fla. Stat. § 689.261(2)

If the property-tax summary is separate, the sale contract must refer to and incorporate it and prominently direct the potential purchaser to read it before signing.

42 U.S.C. § 4851b(27)

Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.

42 U.S.C. § 4852d(a)(1)(B)

Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.

42 U.S.C. § 4852d(a)(1)(C)

For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.

Fla. Stat. § 718.503(1)(b)

Until a condominium developer furnishes the required statutory documents to a contracted residential buyer or qualifying long-term lessee, that person may void the contract and obtain the statutory deposit refund with interest.

Fla. Stat. § 718.503(1)(b)

A proposed condominium buyer or qualifying lessee may terminate by written notice delivered to the developer within fifteen days after receiving all documents required by § 718.503.

Fla. Stat. § 718.503(2)(a)

A contracted condominium purchaser is entitled, at the nondeveloper seller’s expense, to the current statutory package, including governance documents, financial statement and budget, applicable milestone and turnover inspection material, reserve-study information, and the statutory FAQ document.

Fla. Stat. § 718.503(2)(a)

A Florida condominium unit owner who is not a developer must comply with § 718.503(2) before selling the unit.

Fla. Stat. § 718.503(2)(b)

The condominium purchaser is also entitled to receive a copy of the Division-provided governance form from the seller.

Fla. Stat. § 718.503(2)(d)

A condominium resale contract that does not conform to § 718.503(2)(d) is voidable at the purchaser’s option before closing.

Fla. Stat. § 718.503(2)(d)

A post-July 1, 1992 Florida residential condominium resale contract must contain one of the statute’s conspicuous disclosure/voidability alternatives.

Fla. Stat. § 718.503(2)(e)

For contracts after December 31, 2024, when a required milestone inspection, qualifying turnover inspection report, or structural integrity reserve study has not been completed, the condominium sale contract must conspicuously state the applicable required-but-incomplete status.

Fla. Stat. § 719.503(1)(b)

Until a cooperative developer furnishes the required statutory documents to a contracted buyer or qualifying long-term lessee, that person may void the contract and obtain the statutory deposit refund with interest.

Fla. Stat. § 719.503(1)(b)

A proposed cooperative buyer or qualifying lessee may terminate by written notice delivered to the developer within fifteen days after receiving all documents required by § 719.503.

Fla. Stat. § 719.503(2)(a)

A Florida cooperative unit owner who is not a developer must comply with § 719.503(2) before selling the owner’s interest in the association.

Fla. Stat. § 719.503(2)(a)

A contracted cooperative purchaser is entitled, at the nondeveloper seller’s expense, to the current statutory package, including association governance documents, the question-and-answer sheet, applicable milestone and turnover inspection material, and reserve-study information.

Fla. Stat. § 719.503(2)(c)

A cooperative resale contract that does not conform to § 719.503(2)(c) is voidable at the purchaser’s option before closing.

Fla. Stat. § 719.503(2)(c)

A post-July 1, 1992 Florida cooperative resale contract must contain one of the statute’s conspicuous disclosure/voidability alternatives.

Fla. Stat. § 719.503(2)(d)

For contracts after December 31, 2024, when a required milestone inspection, qualifying turnover inspection report, or structural integrity reserve study has not been completed, the cooperative sale contract must conspicuously state the applicable required-but-incomplete status.

Fla. Stat. § 720.401(1)(a)

A prospective parcel owner in a Florida community subject to § 720.401 must receive the statutory HOA disclosure summary before executing the sale contract.

Fla. Stat. § 720.401(1)(a)

The HOA disclosure supplier is the developer for a developer sale and the parcel owner for a nondeveloper owner sale.

Fla. Stat. § 720.401(1)(c)

If the HOA summary was not provided before contract execution, the purchaser may cancel by written notice within three days after receipt or before closing, whichever occurs first.

Fla. Stat. § 720.401(1)(c)

When the required Florida HOA disclosure summary was not provided before contract execution, the purchaser may cancel by written notice within three days after receiving it or before closing, whichever occurs first.

Fla. Stat. § 553.9085

The uniform energy performance display card for a new residential building must be included as an addendum to each sales contract.

Fla. Stat. § 553.9085

For each new residential building, the code-compliance energy performance level must be disclosed at the prospective purchaser’s request.

Fla. Stat. § 689.301

For § 689.301, the sanitary sewer lateral is the privately owned pipe connecting the property to the main sewer line.

Fla. Stat. § 689.301

Before contract execution, a Florida real-property seller must disclose known defects in the property’s sanitary sewer lateral to the prospective purchaser.

Lorber, 327 So. 3d at 302 (discussing Nelson v. Wiggs)

The Lorber majority explains that Florida’s “readily observable” analysis includes information within a buyer’s diligent attention, not only what is visually apparent.

Lorber, 327 So. 3d at 305 (quoting Solorzano)

An “as is” clause in a Florida residential real-property sale contract does not waive the Johnson seller-disclosure duty.