REDBO · For sale by owner
Selling your home without an agent inAlaska
What the steps look like, what commonly comes up at closing, and the homes already on REDBO in Alaska. REDBO does not practice law.
Homes on REDBO in Alaska
There are no REDBO homes here right now.
Resources for Alaska
Seller disclosure
Alaska Stat. § 34.70.010
Before a transferee makes a written offer for covered Alaska residential real property, the transferor must deliver the completed commission-established disclosure statement by mail or in person.
Source: Alaska State Legislature · Retrieved 2026-07-20
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Alaska Stat. § 34.70.020
If the Alaska disclosure statement or a material amendment is delivered after a written offer, the transferee may terminate by written notice within three days after personal delivery or six days after mailing.
Source: Alaska State Legislature · Retrieved 2026-07-20
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Alaska Stat. § 34.70.110
Alaska’s Chapter 70 disclosure duties do not apply when transferor and transferee agree in writing that the transfer is not covered by the chapter.
Source: Alaska State Legislature · Retrieved 2026-07-20
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Alaska Stat. § 34.70.120
Alaska’s Chapter 70 disclosure duties do not apply to the first transfer of residential real property that has never been occupied.
Source: Alaska State Legislature · Retrieved 2026-07-20
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Lead paint
42 U.S.C. § 4851b(27)
Federal lead-disclosure law generally defines target housing as housing constructed before 1978, subject to the statutory elderly, disability, zero-bedroom, child-occupancy, and jurisdiction-specific exceptions.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(B)
Before a purchaser or lessee is contractually obligated for target housing, the seller or lessor must disclose known lead-based paint or hazards and provide available lead-hazard evaluation reports.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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42 U.S.C. § 4852d(a)(1)(C)
For a target-housing sale, the seller must permit the purchaser a 10-day lead risk-assessment or inspection period unless the parties mutually agree to a different period.
Source: Office of the Law Revision Counsel, U.S. House of Representatives · Retrieved 2026-07-20
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Other local and state resources
Approvals
Applies in Anchorage Municipality
After the engineer reports that all conditional-approval requirements are met, Anchorage says the department will issue a full unconditional approval.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Approvals
Applies in Anchorage Municipality
Anchorage states that conditional COSA approvals are limited to special circumstances, such as winter conditions preventing excavation, and require payment of the conditional COSA fee.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Approvals, criterion 4
Applies in Anchorage Municipality
For the listed conditional-approval criterion, Anchorage requires a compliance date and escrow equal to 1.5 times the highest of three bids, while estimates below $2,000 do not require escrow.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Expired COSAs
Applies in Anchorage Municipality
Anchorage says a COSA may be reissued to the same owner without charge when the preceding listed currency and maintenance requirements are met.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Expired COSAs
Applies in Anchorage Municipality
Anchorage says a new COSA may issue to a new seller for a renewal fee when the preceding listed reissue requirements are met.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Field Inspection, A.8
Applies in Anchorage Municipality
The Anchorage COSA guidelines require water samples for arsenic, coliform bacteria, and nitrates.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Field Inspection, A.8
Applies in Anchorage Municipality
Anchorage says it will not accept water tests more than 365 days old or results from samples taken by someone outside the listed engineer, employee, certified well driller, or pump-installer roles.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Field Inspection, B.9
Applies in Anchorage Municipality
The COSA guidelines require the septic tank to have been pumped within the preceding 12 months.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Introduction
Applies in Anchorage Municipality
The COSA process uses a registered professional engineer to certify that covered on-site systems meet the code requirements in place when constructed and are adequate for the dwelling served.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Introduction
Applies in Anchorage Municipality
For the COSA guidance, a single-family dwelling may include an accessory dwelling unit as defined by Anchorage Municipal Code Title 21.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Introduction
Applies in Anchorage Municipality
Anchorage’s April 2025 guidance requires a COSA for title transfers, except transfers between spouses or to a family trust, when the municipal property is served by an on-site water supply and/or wastewater disposal system regulated by AMC 15.55 or 15.65.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Introduction
Applies in Anchorage Municipality
Anchorage describes COSA as a process for identifying health or safety risks and giving a potential buyer an assessment of the on-site well and/or septic system condition.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Introduction
Applies in Anchorage Municipality
Municipal On-Site staff review the engineer’s COSA submittal and issue the COSA after agreeing the system is in general conformance with AMC Chapters 15.55 and 15.65.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
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Problem Resolution, B
Applies in Anchorage Municipality
When an on-site wastewater system is found inadequate, Anchorage guidance says the solution may require upgrading the system before a final COSA issues.
Source: Municipality of Anchorage Development Services Department, On-Site Water & Wastewater Section · Retrieved 2026-07-22
Verify at the source · Report an error
Selling without an agent: the steps, in order
Price the home
Look at recent nearby sales and homes currently for sale, then choose a price you can explain.
Prepare and photograph it
Clean, repair the obvious, and take bright, honest photos of every room.
Publish your listing
Put the home in front of buyers with a full description and photos. On REDBO you publish it yourself; on an MLS package, the partner broker places it on your local MLS.
Handle showings and questions
Answer buyer inquiries and set up showings on times that suit you.
Review offers
Compare price, financing, deposit and timing, and negotiate the terms you want.
Sign the purchase agreement
Put the agreed terms in writing. Ask a local attorney or title company to review before you sign.
Inspection, appraisal and financing
The buyer completes their checks while you respond to repair and paperwork requests.
Close
A title company, escrow company or attorney, depending on where you live, records the transfer and pays you.
How long each step takes depends on the home, the price and the buyer’s financing. REDBO does not publish a typical number of days for this area because it has not sourced one.
What commonly comes up at closing
Costs that commonly come up when a sale closes:
- Title search, title insurance and escrow or attorney fees
- Recording fees for the new deed
- Transfer or documentary taxes, where a state or locality charges them
- Property taxes and other charges divided between buyer and seller on the closing date
- Any buyer-agent compensation you agree to offer
- Payoff of your existing mortgage, if you have one
Amounts and rules differ by state and locality. Ask a title company or attorney for an itemized estimate before you set your price.